Barrington Bank & Trust Company, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio dropped 6.70 percentage points in Q2 2026, from 100.86% to 94.16%. It was the largest change from Q1 2026 among the key lines here. Barrington Bank & Trust Company, N.A. ranks 125th of 323 Illinois banks on return on assets, in the upper half at 1.36% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Barrington Bank & Trust Company, N.A. sits 0.08 points higher, at 1.36% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.91% |
| Tier 1 risk-based capital ratio | 10.91% |
| Total risk-based capital ratio | 11.53% |
| Tier 1 leverage ratio | 10.08% |
| Equity capital to assets | 10.22% |
| Tangible equity to tangible assets | 9.49% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.84% |
| Non-performing assets ratio | 0.65% |
| Net charge-off ratio | 0.06% |
| Texas ratio | 37.28% |
| Allowance for credit losses to loans | 0.63% |
| Reserve coverage of non-performing loans | 74.96% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.36% |
| Return on equity | 13.05% |
| Net interest margin | 3.24% |
| Efficiency ratio | 67.78% |
| Yield on earning assets | 5.40% |
| Cost of funds | 2.31% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.16% |
| Core deposits to total deposits | 82.58% |
| Brokered deposits to total deposits | 11.20% |
| Deposits to assets | 80.15% |
| Securities to assets | 9.47% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.22% | 11.22% | 11.67% | 10.67% | 0.84% |
| Q4 2023 | 11.15% | 11.15% | 11.57% | 10.80% | 0.14% |
| Q1 2024 | 10.56% | 10.56% | 11.03% | 10.64% | 1.08% |
| Q2 2024 | 11.10% | 11.10% | 11.58% | 10.53% | 1.23% |
| Q3 2024 | 11.34% | 11.34% | 11.81% | 11.03% | 0.44% |
| Q4 2024 | 10.96% | 10.96% | 11.43% | 10.66% | 0.82% |
| Q1 2025 | 11.12% | 11.12% | 11.66% | 10.85% | 0.77% |
| Q2 2025 | 11.10% | 11.10% | 11.65% | 10.90% | 1.22% |
| Q3 2025 | 11.29% | 11.29% | 11.84% | 10.85% | 1.41% |
| Q4 2025 | 10.93% | 10.93% | 11.54% | 10.42% | 0.75% |
| Q1 2026 | 10.85% | 10.85% | 11.49% | 10.46% | 1.21% |
| Q2 2026 | 10.91% | 10.91% | 11.53% | 10.08% | 1.36% |
Barrington Bank & Trust Company, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Barrington Bank & Trust Company, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Barrington Bank & Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34395) · FFIEC NIC profile (RSSD 2508751)