Barrington Bank & Trust Company, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 299.9% in Q2 2026, from $16.0M to $64.0M. It was the largest change from Q1 2026 among the key lines here. Barrington Bank & Trust Company, N.A. ranks 45th of 323 Illinois banks on loan-to-deposit ratio, in the upper half at 94.16% (Q2 2026). Barrington Bank & Trust Company, N.A. reported 94.16% on loan-to-deposit ratio for Q2 2026, 5.96 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $353.1M |
| Cash and noninterest-bearing balances to assets | 5.60% |
| Cash and securities | $842.4M |
| Fed funds sold and reverse repos | $64.0M |
| Fed funds sold and reverse repos to assets | 1.24% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $405.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 7.84% |
| Trading liabilities | $4.7M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.16% |
| Net loans and leases to deposits | 93.57% |
| Loans and leases to core deposits | 100.42% |
| Core deposits to total deposits | 82.58% |
| Brokered deposits to total deposits | 11.20% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 99.47% | 82.56% | $30.0M | $331.4M |
| Q4 2023 | 98.37% | 83.88% | $44.0M | $326.3M |
| Q1 2024 | 101.43% | 82.46% | $66.0M | $374.5M |
| Q2 2024 | 102.86% | 82.40% | $0 | $497.0M |
| Q3 2024 | 100.99% | 83.92% | $0 | $495.9M |
| Q4 2024 | 105.37% | 85.82% | $0 | $518.5M |
| Q1 2025 | 101.00% | 83.41% | $0 | $490.7M |
| Q2 2025 | 102.55% | 81.53% | $0 | $484.6M |
| Q3 2025 | 100.70% | 81.73% | $0 | $478.8M |
| Q4 2025 | 103.29% | 82.56% | $5.0M | $488.5M |
| Q1 2026 | 100.86% | 82.80% | $0 | $486.8M |
| Q2 2026 | 94.16% | 82.58% | $0 | $405.0M |
Barrington Bank & Trust Company, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Barrington Bank & Trust Company, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Barrington Bank & Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34395) · FFIEC NIC profile (RSSD 2508751)