BLC Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BLC Community Bank of Little Chute, WI against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.75% | 1.25% | +0.50% | 76th top |
| ROAE | 19.19% | 12.22% | +6.97% | 84th top |
| Net Interest Margin | 3.35% | 3.95% | -0.60% | 21st bottom |
| Efficiency Ratio | 46.06% | 63.71% | -17.65% | 88th top |
| PPNR / Avg Assets | 1.86% | — | — | 65th above |
| Yield on Earning Assets | 5.75% | 5.67% | +0.08% | 57th above |
| Cost of Funds | 2.59% | 1.87% | +0.72% | 13th bottom |
| Net Interest Spread | 2.73% | — | — | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.88% | -0.86% | 84th top |
| NPA / Total Assets | 0.02% | — | — | 84th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.00% | — | — | 26th below |
| ACL / NPLs (Coverage) | 4604.71% | — | — | — |
| Texas Ratio | 0.18% | 5.96% | -5.78% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.28% | 17.18% | -4.90% | 20th bottom |
| Tier 1 Ratio | 12.28% | 17.21% | -4.93% | 20th bottom |
| Total Capital Ratio | 13.35% | — | — | 20th bottom |
| Leverage Ratio | 10.22% | 11.75% | -1.53% | 36th below |
| Equity / Assets | 9.28% | 10.98% | -1.70% | 31st below |
| TCE / Tangible Assets | 9.28% | — | — | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.05% | 80.44% | +22.61% | 8th bottom |
| Core Deposit Ratio | 78.87% | 86.95% | -8.08% | 14th bottom |
| Wholesale Funding Ratio | 10.61% | — | — | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.56% | — | — | 81st top |
| Loan Growth (Y/Y) | 9.94% | — | — | 73rd above |
| Deposit Growth (Y/Y) | 7.28% | — | — | 71st above |
See BLC Community Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BLC Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BLC Community Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the BLC Community Bank peer analysis.