Blue Grass Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 13.4% in Q2 2026, from $10.5M to $9.1M. It was the largest change from Q1 2026 among the key lines here. Blue Grass Savings Bank ranks 184th of 225 Iowa banks on loan-to-deposit ratio, in the lower half at 63.16% (Q2 2026). Blue Grass Savings Bank reported 63.16% on loan-to-deposit ratio for Q2 2026, 17.68 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $96.9M |
| Fed funds sold and reverse repos | $5.3M |
| Fed funds sold and reverse repos to assets | 2.37% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $7.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.33% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.16% |
| Net loans and leases to deposits | 61.77% |
| Loans and leases to core deposits | 72.78% |
| Core deposits to total deposits | 83.98% |
| Brokered deposits to total deposits | 2.81% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 57.04% | 90.94% | $0 | $8.7M |
| Q4 2023 | 58.61% | 90.18% | $0 | $9.1M |
| Q1 2024 | 56.57% | 88.97% | $0 | $8.0M |
| Q2 2024 | 58.37% | 86.60% | $0 | $8.0M |
| Q3 2024 | 56.55% | 85.22% | $0 | $8.0M |
| Q4 2024 | 60.93% | 86.24% | $0 | $7.0M |
| Q1 2025 | 59.33% | 86.24% | $0 | $6.5M |
| Q2 2025 | 60.70% | 85.17% | $0 | $8.5M |
| Q3 2025 | 63.05% | 84.88% | $0 | $8.5M |
| Q4 2025 | 65.81% | 85.37% | $0 | $8.5M |
| Q1 2026 | 64.49% | 84.49% | $0 | $7.5M |
| Q2 2026 | 63.16% | 83.98% | $0 | $7.5M |
Blue Grass Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Blue Grass Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Blue Grass Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13753) · FFIEC NIC profile (RSSD 794345)