Blue Grass Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 300.05 percentage points in Q2 2026, from 354.52% to 654.57%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Blue Grass Savings Bank is 103rd of 225 on return on assets, 1.47% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Blue Grass Savings Bank sits 0.22 points higher, at 1.47% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.30% |
| Equity capital to assets | 13.36% |
| Tangible equity to tangible assets | 13.36% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.34% |
| Non-performing assets ratio | 0.17% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.20% |
| Allowance for credit losses to loans | 2.20% |
| Reserve coverage of non-performing loans | 654.57% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.47% |
| Return on equity | 11.13% |
| Net interest margin | 3.58% |
| Efficiency ratio | 44.09% |
| Yield on earning assets | 5.56% |
| Cost of funds | 2.17% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.16% |
| Core deposits to total deposits | 83.98% |
| Brokered deposits to total deposits | 2.81% |
| Deposits to assets | 82.32% |
| Securities to assets | 38.92% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 24.39% | 24.39% | 25.64% | 13.02% | 0.73% |
| Q4 2023 | 24.42% | 24.42% | 25.68% | 12.87% | 0.38% |
| Q1 2024 | 24.54% | 24.54% | 25.80% | 12.92% | 0.52% |
| Q2 2024 | 24.71% | 24.71% | 25.97% | 13.08% | 0.80% |
| Q3 2024 | 22.86% | 22.86% | 24.11% | 13.20% | 0.74% |
| Q4 2024 | — | — | — | 13.05% | 0.69% |
| Q1 2025 | — | — | — | 13.45% | 0.87% |
| Q2 2025 | — | — | — | 13.88% | 1.03% |
| Q3 2025 | — | — | — | 13.93% | 1.13% |
| Q4 2025 | — | — | — | 13.73% | 1.10% |
| Q1 2026 | — | — | — | 14.13% | 1.12% |
| Q2 2026 | — | — | — | 14.30% | 1.47% |
Blue Grass Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Blue Grass Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Blue Grass Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13753) · FFIEC NIC profile (RSSD 794345)