Blue Grass Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Blue Grass Savings Bank of Blue Grass, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.35% | +0.12% | 61st above |
| ROAE | 11.13% | 12.05% | -0.92% | 43rd below |
| Net Interest Margin | 3.58% | 3.90% | -0.32% | 31st below |
| Efficiency Ratio | 44.09% | 63.16% | -19.07% | 90th top |
| PPNR / Avg Assets | 1.93% | 1.64% | +0.29% | 69th above |
| Yield on Earning Assets | 5.56% | 5.65% | -0.09% | 48th below |
| Cost of Funds | 2.17% | 1.85% | +0.32% | 27th below |
| Net Interest Spread | 2.94% | 3.35% | -0.41% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.34% | 0.92% | -0.58% | 55th above |
| NPA / Total Assets | 0.17% | 0.67% | -0.50% | 62nd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 2.20% | 1.28% | +0.92% | 95th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 654.57% | 1645.56% | -990.99% | 76th top |
| Texas Ratio | 1.20% | 7.15% | -5.95% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.30% | 12.46% | +1.84% | 83rd top |
| Equity / Assets | 13.36% | 11.67% | +1.69% | 80th top |
| TCE / Tangible Assets | 13.36% | 11.40% | +1.96% | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 63.16% | 78.65% | -15.49% | 80th top |
| Core Deposit Ratio | 83.98% | 87.09% | -3.11% | 27th below |
| Wholesale Funding Ratio | 3.33% | 5.11% | -1.78% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.32% | 6.48% | -6.80% | 18th bottom |
| Loan Growth (Y/Y) | 2.78% | 7.64% | -4.86% | 35th below |
| Deposit Growth (Y/Y) | -1.23% | 6.03% | -7.26% | 17th bottom |
See Blue Grass Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Blue Grass Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Blue Grass Savings Bank profile, how to read a UBPR, or how this data updates.