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Bank routing number ยท Mooresville, North Carolina

Blueharbor Bank Routing Number (ABA): 053112783

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The Blueharbor Bank routing number is 053112783. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.

Primary ABA / RTN
053112783

Blueharbor Bank at a glance

Its CET1 capital ratio was 13.14% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026
$628.4M
CET1 ratio, Q2 2026
13.14%
Deposit insurance
FDIC
Regulator
FDIC
Domestic offices
3 FDIC institution directory, current count
Latest call report
Q2 2026, FFIEC 051
Established
2008

Full financial profile · Is Blueharbor Bank safe? · Blueharbor Bank call report · Branch locations

Blueharbor Bank routing numbers on file

Routing number Type Status Source
053112783 Primary ABA Active FFIEC NIC

Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Blueharbor Bank publishes any other numbers it uses itself.

What the digits mean

The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 1278, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Blueharbor Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Blueharbor Bank checks or in its online banking. Ask the bank for wire instructions (http://www.blueharborbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Blueharbor Bank

Blueharbor Bank is headquartered in Mooresville, North Carolina and was established in 2008. It is in the CHARLOTTE-CONCORD-GASTONIA, NC-SC metro area. It reported $628.4M in total assets and $551.2M in deposits for Q2 2026, the 18th largest of the 38 banks headquartered in North Carolina. It reports 3 domestic offices. Its deposits have been FDIC insured since 2008. Its primary federal regulator is the FDIC.

What the digits in 053112783 mean

The first four digits, 0531, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 1278, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 14 + 8 = 130, a multiple of 10, so 053112783 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Blueharbor Bank routing number?

The Blueharbor Bank routing number is 053112783. It is the primary ABA routing transit number registered to Blueharbor Bank, headquartered in Mooresville, NC. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Blueharbor Bank wire routing number?

This page lists the primary routing number registered to Blueharbor Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Blueharbor Bank before sending a wire.

Is ABA number 053112783 the routing number for Blueharbor Bank?

Yes. It is the primary routing number registered to Blueharbor Bank.

Which bank uses routing number 053112783?

It belongs to Blueharbor Bank, headquartered in Mooresville, NC. It is the bank's primary ABA routing number (FDIC certificate 58691).

Routing numbers of similar-size institutions in North Carolina

Bank, Oak Ridge, NC
Bank of Oak Ridge: 053112327
Bank, Pembroke, NC
Lumbee Guaranty Bank: 053103682
Credit union, Fort Bragg, NC
Fort Bragg Federal Credit Union: 253175737
Credit union, Canton, NC
Champion Credit Union: 253174903
Bank, Greensboro, NC
Triad Business Bank: 053112958
Credit union, Charlotte, NC
Carolinas Telco Federal Credit Union: 253074977
Bank, West Jefferson, NC
Lifestore Bank: 253171676
Bank, Lincolnton, NC
First Federal Savings Bank of Lincolnton: 253170884

All routing numbers in North Carolina

View Blueharbor Bank's full profile →

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