BNY Mellon Trust of Delaware: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Compared with Q1 2026, Net loans and leases to deposits fell 0.28 percentage points in Q2 2026 to 4.35%, the biggest move on this page. Within Delaware, BNY Mellon Trust of Delaware is 13th of 17 on loan-to-deposit ratio, 4.36% as of Q2 2026, below the middle of the field. Against a median of 80.84% for banks in the $100M-1B asset tier, BNY Mellon Trust of Delaware reported 4.36% on loan-to-deposit ratio in Q2 2026, 76.47 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $175.4M |
| Cash and noninterest-bearing balances to assets | 68.80% |
| Cash and securities | $175.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 4.36% |
| Net loans and leases to deposits | 4.35% |
| Loans and leases to core deposits | 4.36% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 9.64% | 100.00% | $0 | $0 |
| Q4 2023 | 8.41% | 100.00% | $0 | $0 |
| Q1 2024 | 7.29% | 100.00% | $0 | $0 |
| Q2 2024 | 7.65% | 100.00% | $0 | $0 |
| Q3 2024 | 7.62% | 100.00% | $0 | $0 |
| Q4 2024 | 5.16% | 100.00% | $0 | $0 |
| Q1 2025 | 5.56% | 100.00% | $0 | $0 |
| Q2 2025 | 3.24% | 100.00% | $0 | $0 |
| Q3 2025 | 5.65% | 100.00% | $0 | $0 |
| Q4 2025 | 5.02% | 100.00% | $0 | $0 |
| Q1 2026 | 4.65% | 100.00% | $0 | $0 |
| Q2 2026 | 4.36% | 100.00% | $0 | $0 |
BNY Mellon Trust of Delaware liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock BNY Mellon Trust of Delaware, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BNY Mellon Trust of Delaware profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24867) · FFIEC NIC profile (RSSD 488318)