BNY Mellon Trust of Delaware: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in CET1 capital ratio: 9.09 percentage points lower than in Q1 2026, at 164.90%. Among 17 Delaware banks, BNY Mellon Trust of Delaware sits 2nd from the top on return on assets, 5.97% as of Q2 2026. BNY Mellon Trust of Delaware's return on assets of 5.97% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 4.72 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 164.90% |
| Tier 1 risk-based capital ratio | 164.90% |
| Total risk-based capital ratio | 165.16% |
| Tier 1 leverage ratio | 29.59% |
| Equity capital to assets | 39.89% |
| Tangible equity to tangible assets | 26.44% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.48% |
| Non-performing assets ratio | 0.06% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.30% |
| Allowance for credit losses to loans | 0.23% |
| Reserve coverage of non-performing loans | 9.20% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 5.97% |
| Return on equity | 13.83% |
| Net interest margin | 3.72% |
| Efficiency ratio | 25.01% |
| Yield on earning assets | 3.72% |
| Cost of funds | 0.00% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 4.36% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 59.04% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 155.10% | 155.10% | 155.55% | 33.03% | 3.53% |
| Q4 2023 | 147.47% | 147.47% | 147.87% | 32.37% | 4.66% |
| Q1 2024 | 148.13% | 148.13% | 148.56% | 31.11% | 5.35% |
| Q2 2024 | 141.69% | 141.69% | 142.10% | 30.44% | 5.20% |
| Q3 2024 | 147.50% | 147.50% | 147.92% | 33.16% | 5.56% |
| Q4 2024 | 151.89% | 151.89% | 152.04% | 31.15% | 4.23% |
| Q1 2025 | 141.95% | 141.95% | 142.10% | 26.25% | 6.07% |
| Q2 2025 | 154.38% | 154.38% | 154.54% | 29.73% | 6.14% |
| Q3 2025 | 160.21% | 160.21% | 160.37% | 32.47% | 6.65% |
| Q4 2025 | 157.81% | 157.81% | 157.96% | 31.15% | 6.51% |
| Q1 2026 | 173.99% | 173.99% | 174.23% | 30.87% | 6.40% |
| Q2 2026 | 164.90% | 164.90% | 165.16% | 29.59% | 5.97% |
BNY Mellon Trust of Delaware vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock BNY Mellon Trust of Delaware, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BNY Mellon Trust of Delaware profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24867) · FFIEC NIC profile (RSSD 488318)