BNY Mellon Trust of Delaware: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BNY Mellon Trust of Delaware of Wilmington, DE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 5.97% | 1.34% | +4.63% | 99th top |
| ROAE | 13.83% | 13.31% | +0.52% | 59th above |
| Net Interest Margin | 3.72% | 3.93% | -0.21% | 38th below |
| Efficiency Ratio | 25.01% | 61.15% | -36.14% | 99th top |
| PPNR / Avg Assets | 8.00% | 1.68% | +6.32% | 99th top |
| Yield on Earning Assets | 3.72% | 5.67% | -1.95% | 1st bottom |
| Cost of Funds | 0.00% | 1.88% | -1.88% | 100th top |
| Net Interest Spread | 3.72% | 3.32% | +0.40% | 72nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.48% | 0.94% | +1.54% | 9th bottom |
| NPA / Total Assets | 0.06% | 0.70% | -0.64% | 75th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.23% | 1.28% | -1.05% | 0th bottom |
| ACL / NPLs (Coverage) | 9.20% | 1539.09% | -1529.89% | 0th bottom |
| Texas Ratio | 0.30% | 7.33% | -7.03% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 164.90% | 19.44% | +145.46% | 99th top |
| Tier 1 Ratio | 164.90% | 19.47% | +145.43% | 99th top |
| Total Capital Ratio | 165.16% | 20.56% | +144.60% | 99th top |
| Leverage Ratio | 29.59% | 12.13% | +17.46% | 98th top |
| Equity / Assets | 39.89% | 11.37% | +28.52% | 99th top |
| TCE / Tangible Assets | 26.44% | 11.09% | +15.35% | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 4.36% | 80.66% | -76.30% | 100th top |
| Core Deposit Ratio | 100.00% | 86.86% | +13.14% | 100th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -22.87% | 6.86% | -29.73% | 0th bottom |
| Loan Growth (Y/Y) | -12.75% | 7.91% | -20.66% | 1st bottom |
| Deposit Growth (Y/Y) | -35.15% | 6.30% | -41.45% | 0th bottom |
See BNY Mellon Trust of Delaware's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BNY Mellon Trust of Delaware, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BNY Mellon Trust of Delaware profile, how to read a UBPR, or how this data updates.