Bank routing number ยท Boone, Iowa
Boone Bank & Trust Co. Routing Number (ABA): 073901097
BankRegReports is independent of Boone Bank & Trust Co. and never asks for online banking logins or passwords.
The Boone Bank & Trust Co. routing number is 073901097. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Boone Bank & Trust Co. at a glance
Its CET1 capital ratio was 13.53% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $156.9M
- CET1 ratio, Q2 2026
- 13.53%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 2 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1992
Full financial profile · Is Boone Bank & Trust Co. safe? · Boone Bank & Trust Co. call report · Branch locations
Boone Bank & Trust Co. routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 073901097 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Boone Bank & Trust Co. publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 0109, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Boone Bank & Trust Co.
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Boone Bank & Trust Co. checks or in its online banking. Ask the bank for wire instructions (www.boonebankiowa.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Boone Bank & Trust Co.
Boone Bank & Trust Co. is headquartered in Boone, Iowa and was established in 1992. It is in the AMES, IA metro area. It reported $156.9M in total assets and $143.0M in deposits for Q2 2026, the 159th largest of the 225 banks headquartered in Iowa. See the largest banks in Iowa by total assets. It reports 2 domestic offices. Its deposits have been FDIC insured since 1992. Its primary federal regulator is the FDIC.
What the digits in 073901097 mean
The first four digits, 0739, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 0109, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 16 + 11 = 150, a multiple of 10, so 073901097 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Boone Bank & Trust Co. routing number?
The Boone Bank & Trust Co. routing number is 073901097. It is the primary ABA routing transit number registered to Boone Bank & Trust Co., headquartered in Boone, IA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Boone Bank & Trust Co. wire routing number?
This page lists the primary routing number registered to Boone Bank & Trust Co. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Boone Bank & Trust Co. before sending a wire.
Is ABA number 073901097 the routing number for Boone Bank & Trust Co.?
Yes. It is the primary routing number registered to Boone Bank & Trust Co.
Which bank uses routing number 073901097?
It belongs to Boone Bank & Trust Co., headquartered in Boone, IA. It is the bank's primary ABA routing number (FDIC certificate 33552).
Routing numbers of similar-size institutions in Iowa
- Bank, Hiawatha, IA
- Hiawatha Bank & Trust Company: 073922607
- Bank, Washington, IA
- Federation Bank: 073915672
- Bank, Audubon, IA
- Audubon State Bank: 073904159
- Credit union, Des Moines, IA
- Affinity Credit Union: 273074504
- Credit union, Sioux City, IA
- Telco Triad Community Credit Union: 273975991
- Bank, Spillville, IA
- Citizens Savings Bank: 073915915
- Bank, Algona, IA
- Farmers State Bank: 073909578
- Credit union, Cherokee, IA
- North Star Community Credit Union: 273973281
View Boone Bank & Trust Co.'s full profile →
More in Iowa: routing numbers and banks. Have a number and want to know whose it is? Use the routing number lookup. New to routing numbers? What a routing number is.
Regulator records: FDIC BankFind (cert 33552) · FFIEC NIC profile (RSSD 745347)