The Bradford National Bank of Greenville: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 21.6% in Q2 2026, from -$11.9M to -$9.3M. It was the largest change from Q1 2026 among the key lines here. Within Illinois, The Bradford National Bank of Greenville is 139th of 198 on CET1 ratio, 13.05% as of Q2 2026, below the middle of the field. The Bradford National Bank of Greenville reported 13.05% on CET1 ratio for Q2 2026, 2.02 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.05% |
| Tier 1 risk-based capital ratio | 13.05% |
| Total risk-based capital ratio | 14.26% |
| Tier 1 leverage ratio | 8.93% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $65.4M |
| Tier 1 capital | $65.4M |
| Total risk-based capital | $71.4M |
| Total equity capital | $67.2M |
| Risk-weighted assets | $500.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.29% |
| Tangible equity to tangible assets | 7.87% |
| Equity capital to average assets | 9.04% |
| Internal capital growth rate | 2.78% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $800K |
| Common stock surplus | $31.4M |
| Retained earnings | $44.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$9.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.49% | 11.49% | 12.41% | 8.59% | $440.6M |
| Q4 2023 | 11.40% | 11.40% | 12.33% | 8.17% | $446.8M |
| Q1 2024 | 11.94% | 11.94% | 12.89% | 8.39% | $438.9M |
| Q2 2024 | 11.86% | 11.86% | 12.84% | 8.65% | $451.9M |
| Q3 2024 | 12.18% | 12.18% | 13.17% | 8.87% | $455.4M |
| Q4 2024 | 12.13% | 12.13% | 13.04% | 8.96% | $467.0M |
| Q1 2025 | 12.60% | 12.60% | 13.57% | 9.07% | $458.5M |
| Q2 2025 | 12.14% | 12.14% | 13.08% | 9.08% | $480.8M |
| Q3 2025 | 12.42% | 12.42% | 13.38% | 9.26% | $483.4M |
| Q4 2025 | 12.44% | 12.44% | 13.41% | 9.25% | $483.4M |
| Q1 2026 | 12.54% | 12.54% | 13.69% | 9.39% | $514.3M |
| Q2 2026 | 13.05% | 13.05% | 14.26% | 8.93% | $500.7M |
The Bradford National Bank of Greenville regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bradford National Bank of Greenville, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bradford National Bank of Greenville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3799) · FFIEC NIC profile (RSSD 720746)