The Bradford National Bank of Greenville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 71.2% in Q2 2026, from $6.8M to $11.7M. It was the largest change from Q1 2026 among the key lines here. Within Illinois, The Bradford National Bank of Greenville is 281st of 323 on loan-to-deposit ratio, 50.57% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. The Bradford National Bank of Greenville sits 30.27 points lower, at 50.57% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $72.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $379.0M |
| Fed funds sold and reverse repos | $11.7M |
| Fed funds sold and reverse repos to assets | 1.62% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $47.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.63% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 50.57% |
| Net loans and leases to deposits | 49.58% |
| Loans and leases to core deposits | 54.11% |
| Core deposits to total deposits | 91.70% |
| Brokered deposits to total deposits | 1.75% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 50.61% | 87.74% | $0 | $68.4M |
| Q4 2023 | 49.97% | 88.35% | $0 | $67.5M |
| Q1 2024 | 49.53% | 87.12% | $0 | $66.0M |
| Q2 2024 | 53.17% | 86.98% | $0 | $69.0M |
| Q3 2024 | 51.27% | 87.46% | $0 | $34.6M |
| Q4 2024 | 53.00% | 89.01% | $0 | $52.6M |
| Q1 2025 | 50.62% | 89.11% | $0 | $42.6M |
| Q2 2025 | 52.65% | 88.73% | $0 | $44.3M |
| Q3 2025 | 52.41% | 88.85% | $0 | $44.3M |
| Q4 2025 | 52.30% | 89.68% | $0 | $53.9M |
| Q1 2026 | 51.65% | 92.45% | $0 | $53.6M |
| Q2 2026 | 50.57% | 91.70% | $0 | $47.9M |
The Bradford National Bank of Greenville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bradford National Bank of Greenville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bradford National Bank of Greenville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3799) · FFIEC NIC profile (RSSD 720746)