The Bradford National Bank of Greenville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bradford National Bank of Greenville of Greenville, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.33% | 1.34% | -0.01% | 54th above |
| ROAE | 15.06% | 13.31% | +1.75% | 66th above |
| Net Interest Margin | 3.55% | 3.93% | -0.38% | 29th below |
| Efficiency Ratio | 53.72% | 61.14% | -7.42% | 73rd above |
| PPNR / Avg Assets | 1.43% | 1.68% | -0.25% | 40th below |
| Yield on Earning Assets | 5.41% | 5.67% | -0.26% | 40th below |
| Cost of Funds | 1.89% | 1.88% | +0.01% | 44th below |
| Net Interest Spread | 2.61% | 3.32% | -0.71% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.98% | 0.94% | +2.04% | 7th bottom |
| NPA / Total Assets | 1.54% | 0.70% | +0.84% | 11th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.16% | -0.09% | 22nd bottom |
| ACL / Total Loans | 1.95% | 1.28% | +0.67% | 93rd top |
| ACL / NPLs (Coverage) | 65.45% | 1539.80% | -1474.35% | 17th bottom |
| Texas Ratio | 19.42% | 7.32% | +12.10% | 8th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 206.91% | 1396.76% | -1189.85% | 58th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.05% | 19.51% | -6.46% | 29th below |
| Tier 1 Ratio | 13.05% | 19.54% | -6.49% | 28th below |
| Total Capital Ratio | 14.26% | 20.63% | -6.37% | 30th below |
| Leverage Ratio | 8.93% | 12.14% | -3.21% | 12th bottom |
| Equity / Assets | 9.29% | 11.38% | -2.09% | 32nd below |
| TCE / Tangible Assets | 7.87% | 11.10% | -3.23% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 50.57% | 80.66% | -30.09% | 91st top |
| Core Deposit Ratio | 91.70% | 86.86% | +4.84% | 65th above |
| Wholesale Funding Ratio | 6.63% | 5.03% | +1.60% | 28th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.23% | 6.85% | +7.38% | 90th top |
| Loan Growth (Y/Y) | 9.12% | 7.90% | +1.22% | 71st above |
| Deposit Growth (Y/Y) | 13.60% | 6.28% | +7.32% | 89th top |
See The Bradford National Bank of Greenville's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bradford National Bank of Greenville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bradford National Bank of Greenville profile, how to read a UBPR, or how this data updates.