Broadway National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets climbed 0.87 percentage points in Q2 2026, from 8.22% to 9.09%. It was the largest change from Q1 2026 among the key lines here. Broadway National Bank ranks 94th of 184 Texas banks on CET1 ratio, in the lower half at 16.72% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. Broadway National Bank sits 3.24 points higher, at 16.72% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 16.72% |
| Tier 1 risk-based capital ratio | 16.72% |
| Total risk-based capital ratio | 17.73% |
| Tier 1 leverage ratio | 10.93% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $614.8M |
| Tier 1 capital | $614.8M |
| Total risk-based capital | $651.9M |
| Total equity capital | $493.1M |
| Risk-weighted assets | $3.68B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.09% |
| Tangible equity to tangible assets | 8.78% |
| Equity capital to average assets | 8.74% |
| Internal capital growth rate | 13.40% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $12.2M |
| Common stock surplus | $64.5M |
| Retained earnings | $556.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$140.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.80% | 12.80% | 13.63% | 9.64% | $4.20B |
| Q4 2023 | 12.94% | 12.94% | 13.82% | 9.70% | $4.17B |
| Q1 2024 | 13.14% | 13.14% | 14.07% | 9.64% | $4.14B |
| Q2 2024 | 13.30% | 13.30% | 14.27% | 9.39% | $4.13B |
| Q3 2024 | 13.57% | 13.57% | 14.54% | 9.42% | $4.10B |
| Q4 2024 | 13.45% | 13.45% | 14.38% | 9.52% | $4.21B |
| Q1 2025 | 13.95% | 13.95% | 14.93% | 9.88% | $4.13B |
| Q2 2025 | 13.63% | 13.63% | 14.60% | 9.86% | $4.23B |
| Q3 2025 | 14.14% | 14.14% | 15.10% | 9.86% | $4.14B |
| Q4 2025 | 15.36% | 15.36% | 16.36% | 9.92% | $3.86B |
| Q1 2026 | 15.80% | 15.80% | 16.81% | 10.21% | $3.79B |
| Q2 2026 | 16.72% | 16.72% | 17.73% | 10.93% | $3.68B |
Broadway National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Broadway National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Broadway National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15797) · FFIEC NIC profile (RSSD 474254)