Broadway National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Total interest expense: 18.6% lower than in Q1 2026, at $16.6M. Within Texas, Broadway National Bank is 259th of 345 on net interest margin, 3.55% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Broadway National Bank sits 0.16 points lower, at 3.55% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.79% |
| Yield on loans | 5.91% |
| Yield on securities | 2.96% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.33% |
| Cost of interest-bearing deposits | 1.67% |
| Cost of interest-bearing liabilities | 1.67% |
| Cost of borrowings | 3.29% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.55% |
| Yield to cost spread | 3.12% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $47.8M |
| Total interest expense | $16.6M |
| Interest expense on deposits | $16.6M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.67% | 1.32% | 3.14% | 6.06% | 2.36% |
| Q4 2023 | 4.75% | 1.38% | 3.12% | 6.11% | 2.37% |
| Q1 2024 | 4.82% | 1.94% | 2.98% | 6.16% | 2.38% |
| Q2 2024 | 4.93% | 2.12% | 2.92% | 6.24% | 2.41% |
| Q3 2024 | 5.03% | 2.23% | 2.92% | 6.32% | 2.45% |
| Q4 2024 | 5.03% | 2.11% | 3.04% | 6.15% | 2.85% |
| Q1 2025 | 4.88% | 1.84% | 3.14% | 6.04% | 2.67% |
| Q2 2025 | 4.92% | 1.83% | 3.20% | 6.09% | 2.74% |
| Q3 2025 | 5.00% | 1.88% | 3.24% | 6.19% | 2.82% |
| Q4 2025 | 4.87% | 1.81% | 3.19% | 6.07% | 2.88% |
| Q1 2026 | 4.72% | 1.56% | 3.26% | 5.88% | 2.91% |
| Q2 2026 | 4.79% | 1.33% | 3.55% | 5.91% | 2.96% |
Broadway National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Broadway National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Broadway National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15797) · FFIEC NIC profile (RSSD 474254)