Broadway National Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 14.73 percentage points in Q2 2026, from 191.46% to 176.73%. It was the largest change from Q1 2026 among the key lines here. Broadway National Bank ranks 217th of 346 Texas banks on loan-to-deposit ratio, in the lower half at 65.28% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Broadway National Bank sits 22.92 points lower, at 65.28% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $3.17B |
| Net loans and leases | $3.14B |
| Loans held for sale | $217K |
| Loans to total assets | 58.47% |
| Loan-to-deposit ratio | 65.28% |
| Net loans to equity capital | 6.36% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 37.96% |
| Multifamily (5+ residential) | 2.32% |
| Commercial and industrial | 10.57% |
| Consumer | 5.32% |
| Credit cards | 0.00% |
| Farm | 0.06% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 3.87% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 176.73% |
| Construction concentration (Tier 1 capital + allowance) | 48.33% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.91% |
| Interest income on loans | $47.8M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $3.27B | $4.83B | 33.20% | 11.76% | 7.24% |
| Q4 2023 | $3.33B | $4.78B | 31.69% | 12.50% | 6.89% |
| Q1 2024 | $3.38B | $5.06B | 30.96% | 12.75% | 6.50% |
| Q2 2024 | $3.40B | $5.19B | 31.83% | 12.33% | 6.19% |
| Q3 2024 | $3.41B | $5.24B | 31.61% | 12.51% | 5.88% |
| Q4 2024 | $3.49B | $5.23B | 32.11% | 12.54% | 5.47% |
| Q1 2025 | $3.47B | $5.18B | 31.45% | 12.58% | 5.30% |
| Q2 2025 | $3.55B | $5.15B | 32.95% | 12.15% | 4.91% |
| Q3 2025 | $3.46B | $5.28B | 34.98% | 10.80% | 5.01% |
| Q4 2025 | $3.30B | $5.33B | 35.49% | 10.46% | 5.14% |
| Q1 2026 | $3.27B | $5.20B | 36.82% | 10.45% | 5.11% |
| Q2 2026 | $3.17B | $4.86B | 37.96% | 10.57% | 5.32% |
Broadway National Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Broadway National Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Broadway National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15797) · FFIEC NIC profile (RSSD 474254)