Buckley State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos to assets dropped 7.36 percentage points in Q2 2026, from 17.64% to 10.28%. It was the largest change from Q1 2026 among the key lines here. Buckley State Bank ranks 166th of 323 Illinois banks on loan-to-deposit ratio, in the lower half at 75.03% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Buckley State Bank sits 7.41 points higher, at 75.03% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $16.3M |
| Fed funds sold and reverse repos | $5.0M |
| Fed funds sold and reverse repos to assets | 10.28% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.03% |
| Net loans and leases to deposits | 73.96% |
| Loans and leases to core deposits | 75.03% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 51.27% | 99.04% | $0 | $0 |
| Q4 2023 | 59.69% | 98.41% | $882K | $0 |
| Q1 2024 | 67.85% | 98.33% | $0 | $0 |
| Q2 2024 | 74.76% | 98.29% | $0 | $0 |
| Q3 2024 | 72.40% | 98.26% | $0 | $0 |
| Q4 2024 | 81.07% | 98.91% | $446K | $0 |
| Q1 2025 | 76.30% | 100.00% | $0 | $0 |
| Q2 2025 | 81.35% | 100.00% | $0 | $0 |
| Q3 2025 | 85.03% | 100.00% | $0 | $0 |
| Q4 2025 | 80.16% | 99.99% | $0 | $0 |
| Q1 2026 | 70.24% | 100.00% | $0 | $0 |
| Q2 2026 | 75.03% | 100.00% | $0 | $0 |
Buckley State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Buckley State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Buckley State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12121) · FFIEC NIC profile (RSSD 316934)