Buckley State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Buckley State Bank of Buckley, IL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.88% | 3.33% | -2.45% | 42nd below |
| ROAE | 6.89% | 8.29% | -1.40% | 40th below |
| Net Interest Margin | 4.84% | 3.92% | +0.92% | 83rd top |
| Efficiency Ratio | 11.17% | 84.59% | -73.42% | 99th top |
| PPNR / Avg Assets | 1.78% | 1.56% | +0.22% | 72nd above |
| Yield on Earning Assets | 5.61% | 5.24% | +0.37% | 66th above |
| Cost of Funds | 0.85% | 1.67% | -0.82% | 86th top |
| Net Interest Spread | 4.25% | 3.30% | +0.95% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.79% | 1.42% | +0.37% | 20th bottom |
| NPA / Total Assets | 1.17% | 0.71% | +0.46% | 17th bottom |
| NCO / Avg Loans | 0.16% | 0.15% | +0.01% | 12th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.42% | 1.53% | -0.11% | 63rd above |
| ACL / NPLs (Coverage) | 79.44% | 723.18% | -643.74% | 34th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 8.47% | 8.56% | -0.09% | 24th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 66.89% | 285.89% | -219.00% | 56th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.89% | 22.10% | -9.21% | 48th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 12.89% | 20.74% | -7.85% | 52nd above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 12.89% | 20.49% | -7.60% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.03% | 74.26% | +0.77% | 39th below |
| Core Deposit Ratio | 100.00% | 88.29% | +11.71% | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.39% | 3.83% | -5.22% | 24th bottom |
| Loan Growth (Y/Y) | -9.77% | 6.88% | -16.65% | 9th bottom |
| Deposit Growth (Y/Y) | -2.18% | 2.98% | -5.16% | 24th bottom |
See Buckley State Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Buckley State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Buckley State Bank profile, how to read a UBPR, or how this data updates.