Buckley State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.23 percentage points in Q2 2026 to 4.84%, the biggest move on this page. Among 323 Illinois banks, Buckley State Bank sits 18th from the top on net interest margin, 4.84% as of Q2 2026. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Buckley State Bank sits 0.95 points higher, at 4.84% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.61% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.85% |
| Cost of interest-bearing deposits | 1.36% |
| Cost of interest-bearing liabilities | 1.36% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.84% |
| Yield to cost spread | 4.25% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $539K |
| Total interest expense | $92K |
| Interest expense on deposits | $92K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 4.00% | 0.47% | 3.58% |
| Q4 2023 | 4.30% | 0.64% | 3.71% |
| Q1 2024 | 4.83% | 0.79% | 4.10% |
| Q2 2024 | 5.51% | 0.81% | 4.74% |
| Q3 2024 | 5.79% | 0.79% | 5.03% |
| Q4 2024 | 5.78% | 0.81% | 5.03% |
| Q1 2025 | 5.66% | 0.75% | 4.98% |
| Q2 2025 | 5.50% | 0.86% | 4.72% |
| Q3 2025 | 5.84% | 0.93% | 4.99% |
| Q4 2025 | 5.71% | 0.91% | 4.89% |
| Q1 2026 | 5.33% | 0.80% | 4.61% |
| Q2 2026 | 5.61% | 0.85% | 4.84% |
Buckley State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Buckley State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Buckley State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12121) · FFIEC NIC profile (RSSD 316934)