The Casey County Bank, Inc.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Casey County Bank, Inc. of Liberty, KY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.25% | 1.34% | -0.09% | 49th below |
| ROAE | 16.54% | 13.32% | +3.22% | 74th above |
| Net Interest Margin | 3.56% | 3.93% | -0.37% | 30th below |
| Efficiency Ratio | 51.96% | 61.14% | -9.18% | 77th top |
| PPNR / Avg Assets | 1.86% | 1.68% | +0.18% | 66th above |
| Yield on Earning Assets | 5.47% | 5.67% | -0.20% | 44th below |
| Cost of Funds | 2.10% | 1.88% | +0.22% | 32nd below |
| Net Interest Spread | 2.70% | 3.32% | -0.62% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.16% | 0.94% | -0.78% | 67th above |
| NPA / Total Assets | 0.08% | 0.70% | -0.62% | 72nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.16% | -0.07% | 19th bottom |
| ACL / Total Loans | 1.50% | 1.28% | +0.22% | 78th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 916.76% | 1546.46% | -629.70% | 81st top |
| Texas Ratio | 1.02% | 7.34% | -6.32% | 72nd above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 553.57% | 1395.50% | -841.93% | 74th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.63% | 19.49% | -7.86% | 14th bottom |
| Tier 1 Ratio | 11.63% | 19.52% | -7.89% | 13th bottom |
| Total Capital Ratio | 12.61% | 20.61% | -8.00% | 13th bottom |
| Leverage Ratio | 8.30% | 12.14% | -3.84% | 4th bottom |
| Equity / Assets | 7.41% | 11.37% | -3.96% | 9th bottom |
| TCE / Tangible Assets | 7.41% | 11.09% | -3.68% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.87% | 80.67% | -17.80% | 80th top |
| Core Deposit Ratio | 76.74% | 86.85% | -10.11% | 10th bottom |
| Wholesale Funding Ratio | 19.96% | 5.02% | +14.94% | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 18.52% | 6.84% | +11.68% | 94th top |
| Loan Growth (Y/Y) | 14.22% | 7.91% | +6.31% | 85th top |
| Deposit Growth (Y/Y) | 24.75% | 6.28% | +18.47% | 96th top |
See The Casey County Bank, Inc.'s peers by name
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Unlock The Casey County Bank, Inc., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Casey County Bank, Inc. profile, how to read a UBPR, or how this data updates.