The Casey County Bank, Inc.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 479.03 percentage points higher than in Q1 2026, at 916.76%. Within Kentucky, The Casey County Bank, Inc. is 65th of 119 on return on assets, 1.25% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets; The Casey County Bank, Inc. reported 1.25% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.63% |
| Tier 1 risk-based capital ratio | 11.63% |
| Total risk-based capital ratio | 12.61% |
| Tier 1 leverage ratio | 8.30% |
| Equity capital to assets | 7.41% |
| Tangible equity to tangible assets | 7.41% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.16% |
| Non-performing assets ratio | 0.08% |
| Net charge-off ratio | 0.09% |
| Texas ratio | 1.02% |
| Allowance for credit losses to loans | 1.50% |
| Reserve coverage of non-performing loans | 916.76% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.25% |
| Return on equity | 16.54% |
| Net interest margin | 3.56% |
| Efficiency ratio | 51.96% |
| Yield on earning assets | 5.47% |
| Cost of funds | 2.10% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.87% |
| Core deposits to total deposits | 76.74% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 71.91% |
| Securities to assets | 37.32% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.80% | 11.80% | 12.78% | 8.61% | 1.19% |
| Q4 2023 | 12.00% | 12.00% | 13.01% | 8.50% | 1.21% |
| Q1 2024 | 12.56% | 12.56% | 13.56% | 8.84% | 1.20% |
| Q2 2024 | 12.23% | 12.23% | 13.16% | 8.85% | 0.99% |
| Q3 2024 | 11.79% | 11.79% | 12.75% | 8.59% | 1.07% |
| Q4 2024 | 12.02% | 12.02% | 12.95% | 8.40% | 1.07% |
| Q1 2025 | 11.20% | 11.20% | 12.08% | 8.10% | 0.79% |
| Q2 2025 | 11.00% | 11.00% | 11.87% | 8.28% | 1.19% |
| Q3 2025 | 11.47% | 11.47% | 12.37% | 8.48% | 1.13% |
| Q4 2025 | 11.63% | 11.63% | 12.57% | 8.80% | 1.38% |
| Q1 2026 | 11.70% | 11.70% | 12.65% | 8.80% | 1.35% |
| Q2 2026 | 11.63% | 11.63% | 12.61% | 8.30% | 1.25% |
The Casey County Bank, Inc. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Casey County Bank, Inc., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Casey County Bank, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15708) · FFIEC NIC profile (RSSD 646145)