The Casey County Bank, Inc.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.17 percentage points to 3.56%. The Casey County Bank, Inc. ranks 91st of 119 Kentucky banks on net interest margin, in the lower half at 3.56% (Q2 2026). The Casey County Bank, Inc. reported 3.56% on net interest margin for Q2 2026, 0.39 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.47% |
| Yield on loans | 7.31% |
| Yield on securities | 3.83% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.10% |
| Cost of interest-bearing deposits | 2.52% |
| Cost of interest-bearing liabilities | 2.77% |
| Cost of borrowings | 3.27% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.56% |
| Yield to cost spread | 2.70% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $4.2M |
| Total interest expense | $2.3M |
| Interest expense on deposits | $1.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.74% | 1.73% | 3.10% | 6.54% | 2.72% |
| Q4 2023 | 4.95% | 1.85% | 3.25% | 6.76% | 2.83% |
| Q1 2024 | 4.98% | 1.94% | 3.17% | 6.90% | 2.81% |
| Q2 2024 | 5.11% | 2.34% | 2.98% | 7.16% | 2.87% |
| Q3 2024 | 5.31% | 2.42% | 3.14% | 7.33% | 3.13% |
| Q4 2024 | 5.27% | 2.55% | 2.94% | 7.33% | 3.23% |
| Q1 2025 | 5.19% | 2.52% | 2.84% | 7.21% | 3.28% |
| Q2 2025 | 5.33% | 2.32% | 3.17% | 7.33% | 3.36% |
| Q3 2025 | 5.39% | 2.30% | 3.26% | 7.38% | 3.47% |
| Q4 2025 | 5.57% | 2.29% | 3.45% | 7.51% | 3.57% |
| Q1 2026 | 5.45% | 2.19% | 3.39% | 7.30% | 3.66% |
| Q2 2026 | 5.47% | 2.10% | 3.56% | 7.31% | 3.83% |
The Casey County Bank, Inc. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Casey County Bank, Inc., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Casey County Bank, Inc. profile, peer group comparison, or how this data updates.
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