Cattle Bank & Trust: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 6.29 percentage points in Q2 2026, from 97.18% to 103.47%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Cattle Bank & Trust is 37th of 138 on loan-to-deposit ratio, 92.75% as of Q2 2026. Cattle Bank & Trust reported 92.75% on loan-to-deposit ratio for Q2 2026, 12.20 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $86.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $9.4M |
| Other borrowed money | $12.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.01% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.75% |
| Net loans and leases to deposits | 91.57% |
| Loans and leases to core deposits | 103.47% |
| Core deposits to total deposits | 89.64% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.71% | 91.02% | $6.2M | $11.0M |
| Q4 2023 | 84.92% | 90.79% | $5.9M | $16.9M |
| Q1 2024 | 84.29% | 90.67% | $5.7M | $8.0M |
| Q2 2024 | 85.75% | 90.32% | $13.3M | $4.3M |
| Q3 2024 | 90.70% | 89.47% | $10.1M | $18.6M |
| Q4 2024 | 92.90% | 89.35% | $9.6M | $24.7M |
| Q1 2025 | 89.03% | 89.58% | $6.8M | $11.1M |
| Q2 2025 | 89.71% | 89.78% | $7.9M | $9.0M |
| Q3 2025 | 92.64% | 89.66% | $8.2M | $16.0M |
| Q4 2025 | 94.44% | 89.38% | $6.8M | $24.1M |
| Q1 2026 | 87.29% | 89.82% | $7.6M | $0 |
| Q2 2026 | 92.75% | 89.64% | $9.4M | $12.7M |
Cattle Bank & Trust liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Cattle Bank & Trust, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cattle Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5472) · FFIEC NIC profile (RSSD 529659)