Cattle Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Cattle Bank & Trust of Seward, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.19% | 1.25% | +0.94% | 90th top |
| ROAE | 18.95% | 12.22% | +6.73% | 83rd top |
| Net Interest Margin | 4.03% | 3.95% | +0.08% | 54th above |
| Efficiency Ratio | 46.85% | 63.71% | -16.86% | 87th top |
| PPNR / Avg Assets | 2.18% | — | — | 79th top |
| Yield on Earning Assets | 5.90% | 5.67% | +0.23% | 63rd above |
| Cost of Funds | 2.07% | 1.87% | +0.20% | 33rd below |
| Net Interest Spread | 3.42% | — | — | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.08% | 0.88% | -0.80% | 76th top |
| NPA / Total Assets | 0.06% | — | — | 77th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.27% | — | — | 59th above |
| ACL / NPLs (Coverage) | 1688.89% | — | — | — |
| Texas Ratio | 0.45% | 5.96% | -5.51% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.87% | 11.75% | +1.12% | 74th above |
| Equity / Assets | 11.81% | 10.98% | +0.83% | 69th above |
| TCE / Tangible Assets | 11.81% | — | — | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.75% | 80.44% | +12.31% | 23rd bottom |
| Core Deposit Ratio | 89.64% | 86.95% | +2.69% | 53rd above |
| Wholesale Funding Ratio | 5.25% | — | — | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.31% | — | — | 33rd below |
| Loan Growth (Y/Y) | 2.96% | — | — | 35th below |
| Deposit Growth (Y/Y) | -0.42% | — | — | 21st bottom |
See Cattle Bank & Trust's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Cattle Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Cattle Bank & Trust profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Cattle Bank & Trust peer analysis.