Cedar Rapids State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 17.77 percentage points lower than in Q1 2026, at 20.05%. Cedar Rapids State Bank ranks 34th of 138 Nebraska banks on loan-to-deposit ratio, in the upper half at 93.02% (Q2 2026). Cedar Rapids State Bank reported 93.02% on loan-to-deposit ratio for Q2 2026, 12.46 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $3.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $22.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $500K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.29% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.02% |
| Net loans and leases to deposits | 92.21% |
| Loans and leases to core deposits | 99.07% |
| Core deposits to total deposits | 74.16% |
| Brokered deposits to total deposits | 20.05% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 101.92% | 71.11% | $223K | $6.2M |
| Q4 2023 | 107.20% | 72.69% | $0 | $11.8M |
| Q1 2024 | 101.14% | 76.19% | $0 | $6.1M |
| Q2 2024 | 98.58% | 56.89% | $0 | $3.8M |
| Q3 2024 | 94.36% | 58.36% | $0 | $0 |
| Q4 2024 | 97.39% | 63.72% | $0 | $1.8M |
| Q1 2025 | 94.95% | 62.72% | $0 | $0 |
| Q2 2025 | 95.32% | 55.85% | $0 | $0 |
| Q3 2025 | 97.64% | 56.31% | $0 | $6.6M |
| Q4 2025 | 93.69% | 57.58% | $0 | $2.0M |
| Q1 2026 | 90.52% | 56.44% | $0 | $0 |
| Q2 2026 | 93.02% | 74.16% | $0 | $500K |
Cedar Rapids State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Cedar Rapids State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cedar Rapids State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18820) · FFIEC NIC profile (RSSD 1005851)