Cedar Rapids State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Brokered deposits to total deposits dropped 17.77 percentage points in Q2 2026, from 37.81% to 20.05%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Cedar Rapids State Bank is 114th of 138 on return on assets, 0.91% as of Q2 2026. Cedar Rapids State Bank reported 0.91% on return on assets for Q2 2026, 0.35 points below the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.48% |
| Tier 1 risk-based capital ratio | 12.48% |
| Total risk-based capital ratio | 13.51% |
| Tier 1 leverage ratio | 9.55% |
| Equity capital to assets | 9.45% |
| Tangible equity to tangible assets | 9.45% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.10% |
| Non-performing assets ratio | 0.08% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 14.21% |
| Allowance for credit losses to loans | 0.87% |
| Reserve coverage of non-performing loans | 893.71% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.91% |
| Return on equity | 9.57% |
| Net interest margin | 3.59% |
| Efficiency ratio | 57.60% |
| Yield on earning assets | 6.36% |
| Cost of funds | 2.93% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.02% |
| Core deposits to total deposits | 74.16% |
| Brokered deposits to total deposits | 20.05% |
| Deposits to assets | 90.00% |
| Securities to assets | 10.92% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.53% | 10.53% | 11.27% | 8.35% | 0.93% |
| Q4 2023 | 10.56% | 10.56% | 11.30% | 8.19% | 0.24% |
| Q1 2024 | 11.11% | 11.11% | 11.89% | 8.16% | 0.61% |
| Q2 2024 | 11.76% | 11.76% | 12.46% | 9.22% | 0.69% |
| Q3 2024 | 12.19% | 12.19% | 13.08% | 9.08% | 0.55% |
| Q4 2024 | 12.47% | 12.47% | 13.38% | 9.42% | 1.20% |
| Q1 2025 | 13.02% | 13.02% | 13.98% | 9.80% | 1.38% |
| Q2 2025 | 12.66% | 12.66% | 13.62% | 9.94% | 1.48% |
| Q3 2025 | 12.85% | 12.85% | 13.85% | 9.80% | 1.46% |
| Q4 2025 | 12.47% | 12.47% | 13.27% | 9.26% | -0.41% |
| Q1 2026 | 12.92% | 12.92% | 13.79% | 9.41% | 1.29% |
| Q2 2026 | 12.48% | 12.48% | 13.51% | 9.55% | 0.91% |
Cedar Rapids State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Cedar Rapids State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cedar Rapids State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18820) · FFIEC NIC profile (RSSD 1005851)