Cedar Rapids State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Cedar Rapids State Bank of Cedar Rapids, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.91% | 1.25% | -0.34% | 27th below |
| ROAE | 9.57% | 13.17% | -3.60% | 32nd below |
| Net Interest Margin | 3.59% | 3.95% | -0.36% | 31st below |
| Efficiency Ratio | 57.60% | 61.50% | -3.90% | 60th above |
| PPNR / Avg Assets | 1.57% | — | — | 48th below |
| Yield on Earning Assets | 6.36% | 5.67% | +0.69% | 83rd top |
| Cost of Funds | 2.93% | 1.87% | +1.06% | 6th bottom |
| Net Interest Spread | 3.19% | — | — | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.93% | -0.83% | 73rd above |
| NPA / Total Assets | 0.08% | — | — | 72nd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.87% | — | — | 15th bottom |
| ACL / NPLs (Coverage) | 893.71% | — | — | 81st top |
| Texas Ratio | 14.21% | 6.06% | +8.15% | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.48% | 17.18% | -4.70% | 22nd bottom |
| Tier 1 Ratio | 12.48% | 17.21% | -4.73% | 22nd bottom |
| Total Capital Ratio | 13.51% | — | — | 22nd bottom |
| Leverage Ratio | 9.55% | 11.75% | -2.20% | 23rd bottom |
| Equity / Assets | 9.45% | 10.98% | -1.53% | 34th below |
| TCE / Tangible Assets | 9.45% | — | — | 38th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.02% | 80.44% | +12.58% | 23rd bottom |
| Core Deposit Ratio | 74.16% | 86.95% | -12.79% | 8th bottom |
| Wholesale Funding Ratio | 0.29% | — | — | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.92% | — | — | 31st below |
| Loan Growth (Y/Y) | -0.61% | — | — | 20th bottom |
| Deposit Growth (Y/Y) | 1.85% | — | — | 34th below |
See Cedar Rapids State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Cedar Rapids State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Cedar Rapids State Bank profile, how to read a UBPR, or how this data updates.