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Central Savings Bank Locations & Branches Sault Sainte Marie, Michigan
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Central Savings Bank operates 9 branches from its headquarters in Sault Sainte Marie, MI, .
Central Savings Bank branch network
All 9 branches are in MICHIGAN, across 8 cities. Sault Sainte Marie, MI has the most of its branches, 2. Its largest office by deposits is its main office in Sault Sainte Marie, MI, with $342.0M (76.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Central Savings Bank at a glance
Its CET1 capital ratio was 14.54% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $516.8M
- CET1 ratio, Q2 2026
- 14.54%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1902
Full financial profile · Is Central Savings Bank safe? · Central Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Sault Sainte Marie, MI (2 branches) | 1 of 1 | 100.0% | $352.3M |
| State: MI (9 branches) | 46 of 95 | 0.1% | $447.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
Central Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Chippewa, MI (6 branches) | 1 of 3 | 73.4% | $414.2M | $564.3M |
| Mackinac, MI (3 branches) | 2 of 3 | 10.1% | $33.2M | $329.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Sault Ste. Marie, MI (6 branches) | 1 of 3 | 73.4% | $414.2M | $564.3M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Central Savings Bank (main office) | Sault Sainte Marie, MI | 49783 | $342.0M |
| Rudyard Branch | Rudyard, MI | 49780 | $23.0M |
| Pickford Branch | Pickford, MI | 49774 | $19.0M |
| St. Ignace Branch | St. Ignace, MI | 49781 | $14.5M |
| De Tour Branch | De Tour, MI | 49725 | $12.4M |
| Mackinac Island Branch | Mackinac Island, MI | 49757 | $12.1M |
| Business Spur Branch | Sault Sainte Marie, MI | 49783 | $10.3M |
| Kinross Branch | Kincheloe, MI | 49788 | $7.5M |
| Cedarville Branch | Cedarville, MI | 49719 | $6.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1095) · FFIEC NIC profile (RSSD 382050)