Century Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 1.79 percentage points in Q2 2026, from 33.64% to 31.85%. It was the largest change from Q1 2026 among the key lines here. Within Mississippi, Century Bank is 22nd of 57 on total deposits, $509.2M as of Q2 2026. Against a median of $276.0M for banks in the $100M-1B asset tier, Century Bank reported $509.2M on total deposits in Q2 2026, 85% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $509.2M |
| Domestic office deposits | $509.2M |
| Foreign office deposits | — |
| Deposits to total assets | 89.93% |
| Deposits to total liabilities | 98.97% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $65.2M |
| Savings deposits | $215.0M |
| Transaction accounts to domestic deposits | 13.32% |
| Time deposits | $32K |
| Time deposits under $100k | $39.5M |
| Time deposits $100k to $250k | $42.6M |
| Time deposits over $250k | $81.6M |
| Noninterest-bearing share of deposits | 31.85% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $427.5M |
| Core deposits to total deposits | 83.96% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $56K |
| Brokered deposits to total deposits | 0.01% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.32% |
| Interest expense on deposits | $2.0M |
| Loans and leases to core deposits | 92.31% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $447.8M | 91.47% | 2.26% | 2.10% |
| Q4 2023 | $467.4M | 92.30% | 0.01% | 2.39% |
| Q1 2024 | $453.2M | 91.36% | 0.01% | 2.47% |
| Q2 2024 | $472.9M | 90.34% | 0.00% | 2.76% |
| Q3 2024 | $478.6M | 86.43% | 0.00% | 2.92% |
| Q4 2024 | $482.9M | 84.24% | 0.00% | 2.92% |
| Q1 2025 | $497.3M | 84.77% | 0.00% | 2.77% |
| Q2 2025 | $500.2M | 84.10% | 0.00% | 2.70% |
| Q3 2025 | $496.3M | 84.61% | 0.00% | 2.61% |
| Q4 2025 | $497.3M | 84.31% | 0.00% | 2.48% |
| Q1 2026 | $506.6M | 83.80% | 0.00% | 2.29% |
| Q2 2026 | $509.2M | 83.96% | 0.01% | 2.32% |
Century Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Century Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Century Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11448) · FFIEC NIC profile (RSSD 58636)