Cetera Trust Company, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Cetera Trust Company, N.A. of Saint Paul, MN against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.38% | 3.13% | +0.25% | 92nd top |
| ROAE | 3.54% | 10.30% | -6.76% | 27th below |
| Net Interest Margin | 5.07% | 3.94% | +1.13% | 88th top |
| Efficiency Ratio | 86.60% | 76.31% | +10.29% | 22nd bottom |
| PPNR / Avg Assets | 4.19% | 1.40% | +2.79% | 96th top |
| Yield on Earning Assets | 5.07% | 5.35% | -0.28% | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| Texas Ratio | 0.00% | 8.27% | -8.27% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 122.48% | 62.10% | +60.38% | 87th top |
| Tier 1 Ratio | 122.48% | 62.11% | +60.37% | 87th top |
| Total Capital Ratio | 122.48% | 63.08% | +59.40% | 87th top |
| Leverage Ratio | 93.05% | 17.61% | +75.44% | 96th top |
| Equity / Assets | 93.90% | 16.41% | +77.49% | 97th top |
| TCE / Tangible Assets | 93.00% | 16.16% | +76.84% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.18% | 4.26% | -3.08% | 41st below |
See Cetera Trust Company, N.A.'s peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Cetera Trust Company, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Cetera Trust Company, N.A. profile, how to read a UBPR, or how this data updates.