Cetera Trust Company, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin climbed 0.79 percentage points in Q2 2026, from 4.28% to 5.07%. It was the largest change from Q1 2026 among the key lines here. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Cetera Trust Company, N.A. sits 1.19 points higher, at 5.07% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.07% |
| Yield on loans | — |
| Yield on securities | 5.25% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.07% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | 2.13% | 2.13% | 2.20% |
| Q4 2023 | 5.73% | 5.73% | 5.95% |
| Q1 2024 | 5.49% | 5.49% | 5.71% |
| Q2 2024 | 5.18% | 5.18% | 5.38% |
| Q3 2024 | 3.74% | 3.74% | 3.88% |
| Q4 2024 | 5.70% | 5.70% | 5.91% |
| Q1 2025 | 4.45% | 4.45% | 4.62% |
| Q2 2025 | 5.50% | 5.50% | 5.70% |
| Q3 2025 | 4.35% | 4.35% | 4.51% |
| Q4 2025 | 6.17% | 6.17% | 6.39% |
| Q1 2026 | 4.28% | 4.28% | 4.43% |
| Q2 2026 | 5.07% | 5.07% | 5.25% |
Cetera Trust Company, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Cetera Trust Company, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cetera Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 3089752)