Chambers Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Chambers Bank of Danville, AR against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.65% | 1.34% | +0.31% | 73rd above |
| ROAE | 13.00% | 12.40% | +0.60% | 53rd above |
| Net Interest Margin | 4.32% | 3.83% | +0.49% | 83rd top |
| Efficiency Ratio | 59.45% | 57.84% | +1.61% | 46th below |
| PPNR / Avg Assets | 1.83% | — | — | 58th above |
| Yield on Earning Assets | 6.45% | 5.71% | +0.74% | 88th top |
| Cost of Funds | 2.08% | 2.02% | +0.06% | 45th below |
| Net Interest Spread | 3.80% | — | — | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.23% | 1.00% | -0.77% | 80th top |
| NPA / Total Assets | 0.20% | — | — | 76th top |
| NCO / Avg Loans | -0.03% | 0.43% | -0.46% | 95th top |
| ACL / Total Loans | 1.09% | — | — | 41st below |
| ACL / NPLs (Coverage) | 477.97% | — | — | 80th top |
| Texas Ratio | 1.54% | 5.47% | -3.93% | 75th top |
| Provision / NCO | 0.00% | — | — | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.47% | 14.99% | +0.48% | 74th above |
| Tier 1 Ratio | 15.47% | 15.02% | +0.45% | 73rd above |
| Total Capital Ratio | 16.57% | — | — | 73rd above |
| Leverage Ratio | 12.57% | 11.11% | +1.46% | 81st top |
| Equity / Assets | 12.83% | 11.02% | +1.81% | 83rd top |
| TCE / Tangible Assets | 12.53% | — | — | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.63% | 86.99% | +0.64% | 51st above |
| Core Deposit Ratio | 82.61% | 85.57% | -2.96% | 27th below |
| Uninsured Deposit Ratio | 40.23% | 33.19% | +7.04% | 26th below |
| Wholesale Funding Ratio | 2.94% | — | — | 58th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.22% | — | — | 81st top |
| Loan Growth (Y/Y) | 8.21% | — | — | 64th above |
| Deposit Growth (Y/Y) | 14.22% | — | — | 84th top |
See Chambers Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Chambers Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Chambers Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Chambers Bank peer analysis.