Chippewa Valley Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Chippewa Valley Bank of Hayward, WI against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.02% | 1.25% | +0.77% | 86th top |
| ROAE | 23.11% | 12.22% | +10.89% | 93rd top |
| Net Interest Margin | 4.13% | 3.95% | +0.18% | 60th above |
| Efficiency Ratio | 49.34% | 63.71% | -14.37% | 82nd top |
| PPNR / Avg Assets | 2.15% | — | — | 78th top |
| Yield on Earning Assets | 5.87% | 5.67% | +0.20% | 62nd above |
| Cost of Funds | 1.90% | 1.87% | +0.03% | 43rd below |
| Net Interest Spread | 3.72% | — | — | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 0.88% | -0.66% | 64th above |
| NPA / Total Assets | 0.16% | — | — | 64th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 49th below |
| ACL / Total Loans | 0.84% | — | — | 13th bottom |
| ACL / NPLs (Coverage) | 383.20% | — | — | 64th above |
| Texas Ratio | 1.70% | 5.96% | -4.26% | 61st above |
| Provision / NCO | 3750.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.30% | 17.18% | -4.88% | 20th bottom |
| Tier 1 Ratio | 12.30% | 17.21% | -4.91% | 20th bottom |
| Total Capital Ratio | 13.21% | — | — | 18th bottom |
| Leverage Ratio | 8.74% | 11.75% | -3.01% | 9th bottom |
| Equity / Assets | 8.79% | 10.98% | -2.19% | 23rd bottom |
| TCE / Tangible Assets | 8.74% | — | — | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.47% | 80.44% | +15.03% | 18th bottom |
| Core Deposit Ratio | 75.48% | 86.95% | -11.47% | 9th bottom |
| Wholesale Funding Ratio | 14.88% | — | — | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.31% | — | — | 57th above |
| Loan Growth (Y/Y) | 6.22% | — | — | 55th above |
| Deposit Growth (Y/Y) | 7.02% | — | — | 70th above |
See Chippewa Valley Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Chippewa Valley Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Chippewa Valley Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Chippewa Valley Bank peer analysis.