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Citizens Bank: Return on Average Equity

15.95% Ranks #1,015 of 3,650 U.S. banks · 72nd percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens Bank reported a return on average equity of 15.95% as of Q2 2026, ranking #1,015 of 3,650 U.S. banks (72nd percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 15.95%
Q1 2026 15.60%
Q4 2025 14.43%
Q3 2025 16.59%
Q2 2025 16.05%
Q1 2025 13.25%
Q4 2024 11.66%
Q3 2024 11.11%
Q2 2024 11.41%
Q1 2024 12.24%
Q4 2023 10.50%
Q3 2023 13.99%

National Context

Latest value 15.95%
National rank#1,015 of 3,650
Percentile 72nd
12-quarter low10.50%
12-quarter high16.59%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens Bank's Return on Average Equity?

Citizens Bank's Return on Average Equity was 15.95% as of Q2 2026, ranking #1015 of 3,650 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 893) · FFIEC NIC profile (RSSD 126834)