Citizens Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Citizens Bank routing number?

The Citizens Bank routing number is 064107729. It is the primary ABA routing transit number registered to Citizens Bank, headquartered in Carthage, TN. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Citizens Bank wire routing number?

This page lists 064107729, the primary routing number registered to Citizens Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Citizens Bank before sending a wire.

Is ABA number 064107729 the routing number for Citizens Bank?

Yes. ABA number 064107729 is the primary routing number registered to Citizens Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 064107729?

Routing number 064107729 belongs to Citizens Bank, headquartered in Carthage, TN. It is the bank's primary ABA routing number (FDIC certificate 893).

Routing numbers of similar-size institutions in Tennessee

Bank, Lafayette, TN

Macon Bank and Trust Company: 064101204

Bank, Lebanon, TN

First Freedom Bank: 064109086

Bank, Tazewell, TN

First Century Bank: 064204774

Bank, Chattanooga, TN

Millennium Bank: 064208518

Bank, Memphis, TN

Paragon Bank: 084008947

Bank, Clarksville, TN

Legends Bank: 064108443

Bank, Lewisburg, TN

First Commerce Bank: 064108799

Bank, Portland, TN

The Farmers Bank: 064105336

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