First Commerce Bank Routing Number (ABA): 064108799

First Commerce Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.21% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$935.1M

Tier 1 leverage ratio, Q2 2026

10.21%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

6 FDIC institution directory, current count

Established

2002

Full financial profile · Is First Commerce Bank safe? · Branch locations

What the digits mean

The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 0879, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to First Commerce Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your First Commerce Bank checks or in its online banking. Ask the bank for wire instructions (www.firstcommercebank.net). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About First Commerce Bank

First Commerce Bank is headquartered in Lewisburg, Tennessee and was established in 2002. It is in the LEWISBURG, TN metro area. It reported $935.1M in total assets and $824.8M in deposits for Q2 2026, the 36th largest of the 109 banks headquartered in Tennessee. It reports 6 domestic offices. Its deposits have been FDIC insured since 2002. Its primary federal regulator is the FDIC.

What the digits in 064108799 mean

The first four digits, 0641, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 0879, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 15 + 21 = 150, a multiple of 10, so 064108799 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the First Commerce Bank routing number?

The First Commerce Bank routing number is 064108799. It is the primary ABA routing transit number registered to First Commerce Bank, headquartered in Lewisburg, TN. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the First Commerce Bank wire routing number?

This page lists the primary routing number registered to First Commerce Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Commerce Bank before sending a wire.

Is ABA number 064108799 the routing number for First Commerce Bank?

Yes. It is the primary routing number registered to First Commerce Bank.

Which bank uses routing number 064108799?

It belongs to First Commerce Bank, headquartered in Lewisburg, TN. It is the bank's primary ABA routing number (FDIC certificate 57465).

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