Skip to main content

Citizens Bank, N.A.: Tier 1 Leverage Ratio

9.39% Ranks #2,907 of 3,622 U.S. banks · 20th percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens Bank, N.A. reported a tier 1 leverage ratio of 9.39% as of Q2 2026, ranking #2,907 of 3,622 U.S. banks (20th percentile). That is down 0.40 percentage points from 9.79% a year earlier, and below the 9.44% median of the 32 Largest US Banks (≥ $100B in assets). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 9.39%
Q1 2026 9.61%
Q4 2025 9.77%
Q3 2025 9.80%
Q2 2025 9.79%
Q1 2025 9.74%
Q4 2024 9.56%
Q3 2024 9.36%
Q2 2024 9.16%
Q1 2024 9.01%
Q4 2023 8.86%
Q3 2023 9.06%

National Context

Latest value 9.39%
National rank#2,907 of 3,622
Percentile 20th
12-quarter low8.86%
12-quarter high9.80%
Full rankingView leaderboard

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Read the leverage ratio next to the CET1 ratio. A bank with a 15% CET1 ratio and a 7% leverage ratio holds a large share of low-risk-weight assets such as securities and cash; when the two ratios are close, the balance sheet is loan-heavy. Very large banks run lower leverage ratios than community banks because their capital requirements bind on risk-based measures and the supplementary leverage ratio. Ratios far above 15% usually belong to trust and custody banks with small balance sheets.

Full definition & formula →

Frequently asked questions

What is Citizens Bank, N.A.'s Tier 1 Leverage Ratio?

Citizens Bank, N.A.'s Tier 1 Leverage Ratio was 9.39% as of Q2 2026, ranking #2907 of 3,622 U.S. banks.

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57957) · FFIEC NIC profile (RSSD 3303298)