Citizens Bank of Eldon: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.13 percentage points in Q2 2026, from 32.09% to 33.23%. It was the largest change from Q1 2026 among the key lines here. Citizens Bank of Eldon ranks 113th of 191 Missouri banks on total deposits, in the lower half at $216.3M (Q2 2026). The median for banks in the $100M-1B asset tier is $276.0M on total deposits. Citizens Bank of Eldon sits 22% lower, at $216.3M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $216.3M |
| Domestic office deposits | $216.3M |
| Foreign office deposits | — |
| Deposits to total assets | 87.49% |
| Deposits to total liabilities | 98.69% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $71.9M |
| Savings deposits | $30.9M |
| Transaction accounts to domestic deposits | 44.16% |
| Time deposits | $28K |
| Time deposits under $100k | $23.6M |
| Time deposits $100k to $250k | $19.0M |
| Time deposits over $250k | $18.0M |
| Noninterest-bearing share of deposits | 33.23% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $198.3M |
| Core deposits to total deposits | 91.66% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.76% |
| Interest expense on deposits | $636K |
| Loans and leases to core deposits | 103.12% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $180.0M | 96.30% | 0.00% | 1.40% |
| Q4 2023 | $186.7M | 95.58% | 0.00% | 1.59% |
| Q1 2024 | $187.3M | 93.70% | 0.00% | 1.81% |
| Q2 2024 | $188.0M | 91.79% | 0.00% | 1.95% |
| Q3 2024 | $190.9M | 91.24% | 0.00% | 2.08% |
| Q4 2024 | $198.0M | 90.58% | 0.00% | 2.10% |
| Q1 2025 | $203.6M | 90.47% | 0.00% | 2.02% |
| Q2 2025 | $205.1M | 89.75% | 0.00% | 2.04% |
| Q3 2025 | $209.4M | 89.40% | 0.00% | 2.01% |
| Q4 2025 | $214.1M | 89.57% | 0.00% | 1.97% |
| Q1 2026 | $213.2M | 91.25% | 0.00% | 1.90% |
| Q2 2026 | $216.3M | 91.66% | 0.00% | 1.76% |
Citizens Bank of Eldon deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Citizens Bank of Eldon, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citizens Bank of Eldon profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1956) · FFIEC NIC profile (RSSD 954251)