Bank call report · Eldon, MO
Citizens Bank of Eldon Call Report
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Citizens Bank of Eldon filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 270 reported line items, schedule by schedule (573 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 954251 |
| FDIC certificate number | 1956 |
| Total assets | $247.3M |
Official Q2 2026 call report PDF (FFIEC) →
Citizens Bank of Eldon call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Citizens Bank of Eldon balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $247.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $247.3M |
| Total Liabilities and Minority Interest | RCON2948 | $219.2M |
| Total Deposits | RCON2200 | $216.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $204.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $201.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $144.5M |
| Deposits: Noninterest-bearing | RCON6631 | $71.9M |
| Total Equity Capital | RCON3210 | $28.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $28.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $26.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $19.5M |
| Interest-bearing Balances | RCON0071 | $10.8M |
| Other Assets | RCON2160 | $7.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $6.1M |
| Other Liabilities, Total | RCON2930 | $2.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.9M |
| Surplus | RCON3839 | $1.3M |
| Common Stock | RCON3230 | $240K |
| Accumulated Other Comprehensive Income | RCONB530 | -$191K |
Schedule RI: Income Statement (39 items)
About Schedule RI · Citizens Bank of Eldon income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $7.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $6.9M |
| Net Interest Income | RIAD4074 | $6.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.5M |
| Total Noninterest Expense | RIAD4093 | $2.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $2.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.7M |
| Net Income (Loss) | RIAD4340 | $2.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.3M |
| Salaries and Employee Benefits | RIAD4135 | $1.9M |
| Total Interest Expense | RIAD4073 | $1.3M |
| Applicable Income Taxes | RIAD4302 | $825K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $727K |
| Other Noninterest Expense | RIAD4092 | $720K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $662K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $604K |
| Total Noninterest Income | RIAD4079 | $503K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $387K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $384K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $357K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $278K |
| Other Noninterest Income | RIADB497 | $278K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $242K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $233K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $230K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $225K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $118K |
| Provision for Loan and Lease Losses | RIAD4230 | $103K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $74K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$20K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $5K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $5K |
| Interest on Other Securities | RIAD4060 | $5K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $3K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $3K |
| Income from Lease Financing Receivables | RIAD4065 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 32 |
Schedule RC-B: Securities (14 items)
About Schedule RC-B · Citizens Bank of Eldon securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $19.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $16.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $15.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $10.3M |
| Pledged Securities | RCON0416 | $8.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $7.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $6.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $3.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $3.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $3.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $728K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $297K |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $296K |
Schedule RC-C, Part I: Loans and Leases (30 items)
About Schedule RC-C, Part I · Citizens Bank of Eldon loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $204.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $73.8M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $72.8M |
| Pledged Loans and Leases | RCONG378 | $70.6M |
| Real Estate Loans Secured by Farmland | RCON1420 | $53.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $46.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $42.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $28.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $26.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $23.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $21.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $16.0M |
| Commercial and Industrial Loans | RCON1766 | $15.9M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $10.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $9.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $8.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $8.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $8.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $7.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $7.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $5.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $4.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $460K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $434K |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $406K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $131K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $81K |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $42K |
| Other Loans | RCONJ464 | $24K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $14.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $12.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $8.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $7.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $6.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $5.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $5.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $2.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $801K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 387 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 380 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 56 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 51 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 50 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 42 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 40 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 30 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 26 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 24 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 10 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 4 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · Citizens Bank of Eldon deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $120.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $117.1M |
| Total Transaction Accounts | RCON2215 | $95.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $94.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $71.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $38.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $30.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $29.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $23.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $19.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $19.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $19.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $18.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $16.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $12.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $8.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $7.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $6.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $3.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $468K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $49K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $4.1M |
| Accrued Interest Receivable | RCONB556 | $1.6M |
| Net Deferred Tax Assets | RCON2148 | $916K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $285K |
| Other Assets | RCON2168 | $211K |
| Prepaid Expenses | RCON2166 | $198K |
| Other Repossessed Assets (Net) | RCON1578 | $4K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.8M |
| Deferred Compensation Liabilities | RCONC011 | $1.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $443K |
| Other Expenses Accrued and Unpaid | RCON3646 | $390K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $205K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Citizens Bank of Eldon quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $245.0M |
| Quarterly Average of Total Loans | RCON3360 | $202.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $87.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $72.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $60.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $42.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $24.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $19.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $18.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $16.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $15.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $12.4M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $10.9M |
| All Other Securities | RCONB560 | $297K |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $76K |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $42K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Citizens Bank of Eldon derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $10.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $3.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $5K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Citizens Bank of Eldon memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $487K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (20 items)
About Schedule RC-N · Citizens Bank of Eldon past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $4.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.8M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.8M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.3M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $451K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $421K |
| Additions to Nonaccrual Assets | RCONC410 | $332K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $318K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $185K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $185K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $180K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $111K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $98K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $51K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $37K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $12K |
| All Other Loans - Nonaccrual | RCON5461 | $10K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $10K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Citizens Bank of Eldon other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $245.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $216.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $149.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $55.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $28.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $9.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $3.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 11,499 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 399 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 113 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 8 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Citizens Bank of Eldon regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $247.3M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $245.0M |
| Average total consolidated assets | RCOAKW03 | $245.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $28.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $28.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $28.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $28.1M |
| Retained Earnings | RCOAKW00 | $26.7M |
| Unconditionally Cancellable Commitments | RCOAS540 | $15.4M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $3.1M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $3.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$191K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$191K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $5K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1153 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0126 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $28.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $26.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $26.3M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $979K |
| Other Comprehensive Income | RIADB511 | $29K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · Citizens Bank of Eldon charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $135K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $96K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $59K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $56K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $46K |
| Charge-offs on Automobile Loans | RIADK129 | $23K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $16K |
| Charge-offs on All Other Loans | RIAD4644 | $14K |
| Recoveries on All Other Loans | RIAD4628 | $11K |
| Recoveries on Automobile Loans | RIADK133 | $6K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Citizens Bank of Eldon changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.6M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $96K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $15K |
Schedule RI-E: Explanations (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $174K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $72K |
| Marketing and Other Professional Services | RIAD0497 | $58K |
| Telecommunications Expense | RIADF559 | $54K |
| Directors' Fees | RIAD4136 | $53K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $51K |
| Printing, Stationery, and Supplies | RIADC018 | $44K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $42K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $21K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $8K |
| Income and Fees from Wire Transfers | RIADT047 | $5K |
| Accounting and Auditing Expenses | RIADF556 | $2K |
| Data Processing Expenses | RIADC017 | $1K |
Citizens Bank of Eldon call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Citizens Bank of Eldon call report?
The Citizens Bank of Eldon call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Citizens Bank of Eldon file?
Citizens Bank of Eldon files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Citizens Bank of Eldon call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Citizens Bank of Eldon has Federal Reserve RSSD ID 954251 and FDIC certificate number 1956. Either one finds its filings on the FFIEC Central Data Repository.
How often does Citizens Bank of Eldon file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Citizens Bank of Eldon financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 1956) · FFIEC NIC profile (RSSD 954251)