Branch Network
The Citizens Bank Locations & Branches Hickman, Kentucky
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The Citizens Bank operates 3 branches from its headquarters in Hickman, KY, .
The Citizens Bank branch network
Its 3 branches span 2 states and 3 cities. The most are in KENTUCKY (2) and TENNESSEE (1). KENTUCKY holds 85.9% of its branch deposits. Its largest office by deposits is the The Citizens Bank office in Hickman, KY, with $103.3M (53.3% of its branch deposits). It had the same number of branches on June 30, 2025.
The Citizens Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.67% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $220.4M
- Tier 1 leverage ratio, Q2 2026
- 12.67%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1930
Full financial profile · Is The Citizens Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Hickman, KY (1 branch) | 1 of 1 | 100.0% | $103.3M |
| State: KY (2 branches) | 105 of 152 | 0.1% | $166.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
The Citizens Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Fulton, KY (2 branches) | 1 of 2 | 65.8% | $166.4M | $252.9M |
| Obion, TN (1 branch) | 7 of 9 | 3.0% | $27.3M | $921.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Union City, TN (1 branch) | 7 of 9 | 3.0% | $27.3M | $921.3M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Citizens Bank | Hickman, KY | 42050 | $103.3M |
| Nolan Avenue Branch | Fulton, KY | 42041 | $63.1M |
| Union City Branch | Union City, TN | 38261 | $27.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9306) · FFIEC NIC profile (RSSD 617145)