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Citizens Bank & Trust Co. of Jackson Locations & Branches Jackson, Kentucky
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Citizens Bank & Trust Co. of Jackson operates 3 branches from its headquarters in Jackson, KY, .
Citizens Bank & Trust Co. of Jackson branch network
All 3 branches are in KENTUCKY, across 2 cities. Jackson, KY has the most of its branches, 2. Its largest office by deposits is its main office in Jackson, KY, with $137.2M (71.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens Bank & Trust Co. of Jackson at a glance
Its CET1 capital ratio was 14.35% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $217.3M
- CET1 ratio, Q2 2026
- 14.35%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1962
Full financial profile · Is Citizens Bank & Trust Co. of Jackson safe? · Citizens Bank & Trust Co. of Jackson call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Jackson, KY (2 branches) | 1 of 2 | 65.5% | $152.4M |
| State: KY (3 branches) | 98 of 152 | 0.2% | $190.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Citizens Bank & Trust Co. of Jackson's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Breathitt, KY (2 branches) | 1 of 2 | 65.5% | $152.4M | $232.6M |
| Lee, KY (1 branch) | 2 of 3 | 31.3% | $38.5M | $122.9M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens Bank & Trust Co. of Jackson (main office) | Jackson, KY | 41339 | $137.2M |
| Beattyville Ky Branch | Beattyville, KY | 41311 | $38.5M |
| 1138 Main Street Branch | Jackson, KY | 41339 | $15.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 18620) · FFIEC NIC profile (RSSD 765318)