Branch Network
Citizens State Bank Locations & Branches Somerville, Texas
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Citizens State Bank operates 7 branches from its headquarters in Somerville, TX, .
Citizens State Bank branch network
All 7 branches are in TEXAS, across 7 cities. Its largest office by deposits is the Brenham Branch office in Brenham, TX, with $323.4M (30.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.95% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.22B
- Tier 1 leverage ratio, Q2 2026
- 12.95%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1925
Full financial profile · Is Citizens State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Somerville, TX (1 branch) | 1 of 1 | 100.0% | $169.9M |
| State: TX (7 branches) | 108 of 441 | <0.1% | $1.05B |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Citizens State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Burleson, TX (4 branches) | 1 of 2 | 80.0% | $507.4M | $634.6M |
| Washington, TX (2 branches) | 1 of 10 | 25.7% | $426.2M | $1.66B |
| Grimes, TX (1 branch) | 2 of 5 | 20.4% | $116.8M | $572.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| College Station-Bryan, TX (4 branches) | 7 of 26 | 5.6% | $507.4M | $9.08B |
| Brenham, TX (2 branches) | 1 of 10 | 25.7% | $426.2M | $1.66B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Brenham Branch | Brenham, TX | 77833 | $323.4M |
| Caldwell Branch | Caldwell, TX | 77836 | $226.0M |
| Citizens State Bank (main office) | Somerville, TX | 77879 | $169.9M |
| Navasota Branch | Navasota, TX | 77868 | $116.8M |
| Burton State Bank Branch | Burton, TX | 77835 | $102.8M |
| Snook Branch | Snook, TX | 77878 | $64.3M |
| Deanville Branch | Deanville, TX | 77852 | $47.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16753) · FFIEC NIC profile (RSSD 261360)