Branch Network
Citizens State Bank Locations & Branches Woodville, Texas
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Citizens State Bank operates 6 branches from its headquarters in Woodville, TX, .
Citizens State Bank branch network
All 6 branches are in TEXAS, across 5 cities. Woodville, TX has the most of its branches, 2. Its largest office by deposits is the Valley Ranch Branch office in Porter, TX, with $168.5M (37.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens State Bank at a glance
Its CET1 capital ratio was 16.70% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $511.4M
- CET1 ratio, Q2 2026
- 16.70%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1920
Full financial profile · Is Citizens State Bank safe? · Citizens State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Woodville, TX (2 branches) | 1 of 4 | 56.7% | $134.7M |
| State: TX (6 branches) | 199 of 441 | <0.1% | $449.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Citizens State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Montgomery, TX (1 branch) | 15 of 36 | 0.9% | $168.5M | $18.26B |
| Tyler, TX (3 branches) | 1 of 5 | 57.7% | $160.2M | $277.5M |
| Travis, TX (1 branch) | 37 of 56 | 0.2% | $99.9M | $51.26B |
| Falls, TX (1 branch) | 6 of 7 | 7.3% | $20.6M | $283.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX (1 branch) | 71 of 104 | <0.1% | $168.5M | $359.69B |
| Austin-Round Rock-Georgetown, TX (1 branch) | 45 of 73 | 0.1% | $99.9M | $70.41B |
| Waco, TX (1 branch) | 26 of 26 | 0.2% | $20.6M | $8.51B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Valley Ranch Branch | Porter, TX | 77365 | $168.5M |
| Citizens State Bank (main office) | Woodville, TX | 75979 | $134.7M |
| Austin Branch | Austin, TX | 78746 | $99.9M |
| Warren Branch | Warren, TX | 77664 | $25.5M |
| Marlin Branch | Marlin, TX | 76661 | $20.6M |
| Detached Branch Facility | Woodville, TX | 75979 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12303) · FFIEC NIC profile (RSSD 625065)