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Citizens State Bank - La Crosse: Return on Average Equity

23.61% Ranks #212 of 3,650 U.S. banks · 94th percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens State Bank - La Crosse reported a return on average equity of 23.61% as of Q2 2026, ranking #212 of 3,650 U.S. banks (94th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 23.61%
Q1 2026 23.01%
Q4 2025 22.36%
Q3 2025 24.66%
Q2 2025 24.15%
Q1 2025 21.70%
Q4 2024 22.76%
Q3 2024 23.91%
Q2 2024 21.13%
Q1 2024 15.90%
Q4 2023 26.45%
Q3 2023 28.63%

National Context

Latest value 23.61%
National rank#212 of 3,650
Percentile 94th
12-quarter low15.90%
12-quarter high28.63%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens State Bank - La Crosse's Return on Average Equity?

Citizens State Bank - La Crosse's Return on Average Equity was 23.61% as of Q2 2026, ranking #212 of 3,650 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens State Bank - La Crosse profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 1513) · FFIEC NIC profile (RSSD 447557)