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Citizens State Bank - La Crosse: Tier 1 Risk-Based Capital Ratio

12.29%

Data as of · sourced from FFIEC call reports. How we update

Citizens State Bank - La Crosse reported a tier 1 risk-based capital ratio of 12.29% as of Q3 2024. Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q4 2021 Latest
Q3 2024 12.29%
Q2 2024 11.56%
Q1 2024 10.78%
Q4 2023 10.31%
Q3 2023 10.20%
Q2 2023 9.84%
Q1 2023 9.58%
Q4 2022 9.44%
Q3 2022 9.36%
Q2 2022 9.54%
Q1 2022 9.74%
Q4 2021 10.28%

National Context

Latest value 12.29%
12-quarter low9.36%
12-quarter high12.29%
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What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Citizens State Bank - La Crosse's Tier 1 Risk-Based Capital Ratio?

Citizens State Bank - La Crosse's Tier 1 Risk-Based Capital Ratio was 12.29% as of Q3 2024.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens State Bank - La Crosse profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 1513) · FFIEC NIC profile (RSSD 447557)