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Citizens State Bank - La Crosse Locations & Branches La Crosse, Wisconsin
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Citizens State Bank - La Crosse operates 4 branches from its headquarters in La Crosse, WI, .
Citizens State Bank - La Crosse branch network
All 4 branches are in WISCONSIN, across 4 cities. Its largest office by deposits is the Citizens State Bank of La Crosse office in La Crosse, WI, with $390.1M (76.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens State Bank - La Crosse at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.36% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $648.5M
- Tier 1 leverage ratio, Q2 2026
- 13.36%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1907
Full financial profile · Is Citizens State Bank - La Crosse safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: La Crosse, WI (1 branch) | 2 of 10 | 17.5% | $390.1M |
| State: WI (4 branches) | 61 of 185 | 0.2% | $513.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Wisconsin.
Share by county and metro area
Citizens State Bank - La Crosse's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| La Crosse, WI (2 branches) | 3 of 17 | 11.5% | $422.8M | $3.69B |
| Polk, WI (1 branch) | 6 of 11 | 6.5% | $61.5M | $945.4M |
| Eau Claire, WI (1 branch) | 14 of 16 | 1.2% | $29.1M | $2.41B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| La Crosse-Onalaska, WI-MN (2 branches) | 4 of 20 | 9.9% | $422.8M | $4.25B |
| Eau Claire, WI (1 branch) | 18 of 22 | 0.8% | $29.1M | $3.73B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens State Bank of La Crosse | La Crosse, WI | 54601 | $390.1M |
| Clayton Branch | Clayton, WI | 54004 | $61.5M |
| Onalaska Branch | Onalaska, WI | 54650 | $32.7M |
| Eau Claire Branch | Altoona, WI | 54720 | $29.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1513) · FFIEC NIC profile (RSSD 447557)