The City National Bank and Trust Company of Lawton, Oklahoma: Core Deposit Ratio
Data as of · sourced from FFIEC call reports. How we update
The City National Bank and Trust Company of Lawton, Oklahoma reported a core deposit ratio of 93.81% as of Q2 2026, ranking #790 of 3,644 U.S. banks (78th percentile). That is up 1.42 percentage points from 92.39% a year earlier, and above the 89.14% median of the 1,875 Small Community Banks ($100M–$500M in assets). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.
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What is the Core Deposit Ratio?
The Core Deposit Ratio measures 'core' deposits (total deposits less time deposits over $250,000 and less brokered deposits of $250,000 or less) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.
Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).
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What is The City National Bank and Trust Company of Lawton, Oklahoma's Core Deposit Ratio?
The City National Bank and Trust Company of Lawton, Oklahoma's Core Deposit Ratio was 93.81% as of Q2 2026, ranking #790 of 3,644 U.S. banks.
What is the Core Deposit Ratio?
The Core Deposit Ratio measures 'core' deposits (total deposits less time deposits over $250,000 and less brokered deposits of $250,000 or less) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.
More The City National Bank and Trust Company of Lawton, Oklahoma metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The City National Bank and Trust Company of Lawton, Oklahoma profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 4132) · FFIEC NIC profile (RSSD 294751)