The City National Bank and Trust Company of Lawton, Oklahoma: Loan-to-Deposit Ratio
Data as of · sourced from FFIEC call reports. How we update
The City National Bank and Trust Company of Lawton, Oklahoma reported a loan-to-deposit ratio of 80.72% as of Q2 2026, ranking #2,005 of 3,639 U.S. banks (45th percentile). That is down 3.35 percentage points from 84.07% a year earlier, and above the 79.18% median of the 1,873 Small Community Banks ($100M–$500M in assets). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.
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What is the Loan-to-Deposit Ratio?
The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.
Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.
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What is The City National Bank and Trust Company of Lawton, Oklahoma's Loan-to-Deposit Ratio?
The City National Bank and Trust Company of Lawton, Oklahoma's Loan-to-Deposit Ratio was 80.72% as of Q2 2026, ranking #2005 of 3,639 U.S. banks.
What is the Loan-to-Deposit Ratio?
The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.
More The City National Bank and Trust Company of Lawton, Oklahoma metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The City National Bank and Trust Company of Lawton, Oklahoma profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 4132) · FFIEC NIC profile (RSSD 294751)