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Clackamas County Bank: Efficiency Ratio

76.72% Ranks #3,149 of 3,644 U.S. banks · 14th percentile

Data as of · sourced from FFIEC call reports. How we update

Clackamas County Bank reported a efficiency ratio of 76.72% as of Q2 2026, ranking #3,149 of 3,644 U.S. banks (14th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 76.72%
Q1 2026 77.87%
Q4 2025 74.78%
Q3 2025 72.82%
Q2 2025 73.83%
Q1 2025 79.38%
Q4 2024 80.99%
Q3 2024 79.86%
Q2 2024 82.27%
Q1 2024 80.56%
Q4 2023 81.70%
Q3 2023 77.79%

National Context

Latest value 76.72%
National rank#3,149 of 3,644
Percentile 14th
12-quarter low72.82%
12-quarter high82.27%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Clackamas County Bank's Efficiency Ratio?

Clackamas County Bank's Efficiency Ratio was 76.72% as of Q2 2026, ranking #3149 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Clackamas County Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 9486) · FFIEC NIC profile (RSSD 641579)